We've explored in another chapter what every Baltimore injury and accident lawyer knows- insurance companies cancel insurance policies. Many times, that cancellation comes on the heels of a Maryland automobile accident. There are restrictions on the ability of an insurer to do this. Automobile insurance companies are also not permitted to refuse to issue an insurance policy based on certain discriminatory factors. [e.g. race, color, creed, credit history]. If an individual is cancelled in the wake of a Maryland automobile accident, and they feel the reason is prohibited, they can challenge the move through the insurance commission. Experienced injury and accident lawyers in Baltimore that have assisted their clients in such a challenge know the cancelled policy remains in effect while the commission considers the merits of the challenge.