MARYLAND CAR ACCIDENT LAWYER Collision coverage

You’ve been involved in a Baltimore automobile accident. You are about to be bombarded with numbers, questions, and responsibilities. Hopefully, you’ve not been injured. If you have, you’ll need to quickly contact a seasoned Maryland car accident lawyer. Most offer free consultation on what you can expect. You’ll have questions that will go beyond your injury. Who pays for your car damage? Well, the short answer would be, if the accident is not your fault, that the at-fault driver’s insurance will. But what if that at-fault driver’s insurance doesn’t quickly accept responsibility for the collision? If you have collision coverage, Maryland car accident lawyers know you can look to your own insurance company to have your vehicle repaired. The insurance companies can then sort out who bears the ultimate cost.

MARYLAND CAR ACCIDENT LAWYER Other sources of recovery

Maryland car accident lawyers invariably point their clients to the insurance company of the at fault driver for a recovery in a car accident. On appropriate facts, there may be a worker’s compensation claim. In the unfortunate situation that someone sustains personal injury by the intentional –as opposed  to negligent- conduct of another, recovery may be had pursuant to the Criminal Injuries Compensation Board.  Seasoned Maryland car accident lawyers advise their clients that recovery may be had pursuant to the section if the individual in injured by the conducted of a drunk driver.

MARYLAND CAR ACCIDENT LAWYER The Funeral Procession

Seasoned Maryland car accident lawyers know the rules of the road changed if a lawfully constituted funeral procession is involved [i.e. a vehicle has headlights, flashers and a prominently displayed funeral placard]. So long as the lead vehicle has entered the intersection on a green or yellow, vehicles may proceed through that intersection, even against a red light. Maryland car accident lawyers that have litigated accident cases in these instances, know that a vehicle not in the procession cannot cross the path of the procession, even if it has the green light.

MARYLAND CAR ACCIDENT LAWYER I was in a car accident at work. Do I have a claim.

Any experienced Maryland car accident lawyer will tell you the answer to any legal question always depends on the facts. If you were involved in a work related car accident, you may have multiple claims: a claim for worker’s compensation benefits; a claim against another at-fault driver; a claim for PIP benefits; and, depending on the facts, a claim for uninsured or underinsured motorist benefits. Depending on the severity, you may have additional claims that a seasoned Maryland car accident lawyer can suggest: social security benefits, short term or long term disability, or recovery from the criminal victims compensation board.

MARYLAND CAR ACCIDENT LAWYER I was in a car accident at work.

The bad news is, you were in a Baltimore car accident. The good news is, you likely have more than one potential source of recovery. Typically, if you are hurt at work, you’re limited to worker’s compensation benefits. And, if you are hurt by the negligence of another, you generally recover from that person, or their insurance. Maryland car accident lawyers now an exception to these rules occurs if someone is injured, in an accident caused by a third person, while they are on the clock. Your employer [or their worker’s compensation insurance company] will pay your lost wages and medical expenses. But aggressive Maryland car accident lawyers will also file a claim against that third party, in which you can recovery for wages, medical, and also pain and suffering, which is not awardable in worker’s compensation. The downside, that worker’s compensation insurance company will have a lien on any recovery you get from that third party.

MARYLAND CAR ACCIDENT LAWYER What is Whiplash?

Maryland car accident lawyers have likely heard this question, usually followed by “and why does it hurt so f$%#@@ing bad? Medicalnewstoday.comn tells us that “in a typical case the victim's body is initially pushed or accelerated forward while the head remains behind for an instant, making the head rock up and back, stretching and/or tearing some muscles, tendons and ligaments. The muscles react automatically (reflex motion) to bring the heard forward - sometimes this is overdone and the head may rock forward violently, further stretching and/or tearing muscles, tendons and ligaments.” As seasoned Maryland car accident lawyers know, those torn  ligaments and tendons become stiff, sore and painful after the typical Baltimore rear end collision car accident.

MARYLAND CAR ACCIDENT LAWYER Do I have to have insurance?

Maryland car accident lawyers will advise you, if you live in Maryland, or anywhere else in the land, the answer is yes, as all states have mandatory liability insurance. But the minimum requirements on those policies can be incongruous. Baltimore, one of the places that you are most likely to be involved in a car accident, is under the auspices of Maryland’s mandatory minimum of 30,000 in liability insurance coverage. One the other hand, two of the comparatively safer places to drive a car, Maine  and Arkansas have mandatory minimums of 50,000 in liability insurance. Maryland car accident lawyers familiar with the laws of other jurisdictions have seen the lack of correlation in other states as well. NJ and PA, two of the comparatively least safe places to operate a motor vehicle have mandatory minimums of only 15,000 in liability insurance.