We've discussed in
other chapters the bane of Baltimore personal injury litigation – the uninsured
defendant. There are more than a few Maryland car accident lawyers who've
obtained sizeable judgments for the victims of Baltimore auto accidents, but
can't collect because that defendant has no insurance, no job, and no assets. A
case against an uninsured person may have no value at all. Maryland law allows
for a garnishment of a judgment debtor's wages, generally up to 25% of the
"disposable wages, and obligates employers to make the deductions and
forward the payments to the judgment creditor.
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